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IVA Manchester

Did you know, every month in the UK thousands of people enter in to an Individual Voluntary Arrangement also known as an IVA.

An IVA is a legally binding arrangement between you and your creditors (the people you owe money to) whereby you agree to make an affordable monthly payment (based on what you can realistically afford). An IVA can be a great way of avoiding Bankruptcy.

An IVA usually lasts for 60 months, but can be paid off quicker with a Lump Sum IVA. IVAs are setup so that you pay only what you can realistically afford. This means that at the end of your arrangement some of your debts will be written off automatically by your creditors leaving you completely DEBT FREE.

IVA Manchester has over 75 years experience helping people out of debt and providing IVAs. We provide a full IVA service for everyone in the Manchester Area. If you are in any area of Manchester (Hulme, Strangeways, Trafford, Collyhurst, Stretford, Newton Heath etc..) or the surrounding areas of Salford, Oldham, Stockport etc. feel free to contact us today for help with your financial difficulties.

We Promise to always ensure that we advise you of your best solution. We do not charge you for any of the advice we offer, so if you have any queries at all please get in touch now.




What Debt Solution is right for you?

A quick and easy way of finding out what debt solution is right for you is by using the IVA Manchester Debt Calculator. The Debt Calculator will enable you to enter your income, expenditure and creditor payment figures and help you to make a decision as to what debt solution is right for you and let you know whether we can help you or not.

If you are currently paying your creditors is more than you can realistically afford (your disposable income) the debt calculator will show you. If find that this is the case you could really benefit from giving us a call on our freephone number 0800 043 0550




Contact us now

We understand how stressful a debt problem can be. We know what a strain it can be for you personally and for your family. We are not here to judge you; we are just here to help you.


We do not operate in a call centre environment so you will not be kept waiting in a long queue of calls. All of our staff are highly trained and experienced to answer any questions you may have so just call us, it's free.